When you have built a great life for you and your family, it can be one of the best feelings in the world to live every day with them. However, one issue that crops up in most family households is keeping costs low, so that you can save for trips away together, or so that you can save for your children’s futures. Knowing where to start with cutting some costs can be tricky, especially when they are beginning to cause extra stress. Luckily, there are a number of solutions that mothers all around the world have put together, which have been proven to help you keep costs low and give your family the best life you can.
Set a budget each month
Every month, after payday, you will be able to create a rough figure of how much you can afford to spend once the essential bills have gone out of your account. Sitting down with your partner and making a list of what you need to buy that month and how much you can afford to spend on luxuries is a great way of helping you save money when you need to. Even if you don’t struggle for money, it’s always good to think about how your money can be put to better use in relation to food and education.
Lower your energy bill
The biggest kick in the teeth for many households is the dreaded energy bill. In winter months especially, this can go through the roof. Getting around this is much easier than it first seems. By making simple changes, such as switching from normal radiators to aluminium radiators, and investing in more blankets and throws, you can see a marked reduction in how much your energy bill comes to each month. Even better is the positive impact you will be having on the planet.
Buy food in bulk
Weekly food shops are the stuff of dreams to children, but the stuff of nightmares to most adults, even more so if you have a large family! Often, buying food every few days is less cost effective than buying in bulk, even though it may not seem that way at the time. This theory also applies to general household items like toilet roll and toothpaste. In the short term, it may feel as though you are spending more, but as the days go by, you will find that you have more loose change in your pocket. Ideally, you should keep a small amount spare from bulk buying to spend on fresh meat and dairy produce.
Start your own allotment
When it comes to buying your own fresh fruit and vegetables, you can minimize this cost even further. Having your own allotment in your backyard or in a specialized space means you cut out transportation costs of buying food. After awhile, the costs of your produce becomes so low that it may as well be free. You can grow anything from tomatoes to carrots, but if you want to get the kids involved, you could create a small indoor herb allotment for your kitchen windowsill.